OUR SERVICES

Health Insurance

-Employee Benefit Plans

-Individual Major Medical (including Marketplace Plans)

-Medicare Supplements

-Short-Term Medical Plans

Business Owners/H.R. Directors: Tell us about your company and employees. We’ll show you Health Insurance Proposals from a number of leading Insurance Carriers including Ascension, Blue Cross Blue Shield, HAP, Humana, Molina, and Priority Health.

Our carriers participate with the largest PPO and HMO networks throughout the nation.

Individuals/Families/Self-Employed/Between Jobs: We have plans that are uniquely designed to meet your specific needs. Our Licensed Agents are certified in both On-and Off-Marketplace. Depending on your annual household income, you may even be entitled to Federal Subsidies, which reduce your premiums. In fact, several of our clients actually qualify for $0/month plans!

OPEN-ENROLLMENT: November 1st-December 15th

Medicare Supplements & Medicare Advantage Plans

If you are age 65 or older, or Medicare eligible, we can help. Medicare supplements are designed to pay for many of the medical and prescription costs that Medicare Part A & Part B do not cover.

OUR CARRIERS

3 “R” Criteria…Reputation, reliability, and relationships.

J.P. Kush & Associates selects which Insurance Carriers would be most beneficial to our Clients and Agent Channel based on our 3-R Criteria (Reputation, Reliability and Relationships). As a result, all of our chosen carriers receive the highest ratings from objective independent research firms, such as A.M. Best and Standard & Poor’s.